JOSE LUIS VEGA PALAFOX

Director Partner
He studied the Accounting Degree at Universidad Iberoamericana, a Master’s Degree in Administration at ITAM, and several certified courses in Leadership, Negotiation, Strategic Planning, Credit Structure, Investment Banking and Projects Evaluation in institutions with great Renowned institutions such as IESE (Spain), Management School (Spain), PADE and ITESM.
Director with 30 years of experience in the financial sector, co-founder of VP Capital, previously from 2005 to 2012 he led both business and Real Estate Banking of Banamex/Citi as well as Business and Government Banking at BBVA at a national level.
Within his professional trajectory besides being the National Director of Business and Real Estate Banking at Banamex/Citi and Deputy General Manager of the Business and Government Banking at BBVA Bancomer, he was a Director of the Credit Recovery Department at BBVA Bancomer and Director of the Corporate Banking at Serfin Bank
(Santander).
He has participated in several Administration or Regional Councils among which standing out are: BBVA Bancomer, Banamex/Citi, Bocar Group, El Camino Leasing, Mega Leasing Company, adquira, Peninsular Hotel Group, Pulso Real Estate, Harinas Elizondo, Peninsula Group, Vran Velas, Fortem Capital CKD among others.

ALFONSO MUNGUIA GASQUE

Director

He studied Industrial Chemistry Engineering at Universidad Iberoamericana, a Master’s Degree in Administration at ITAM and corporate management courses at IPADE.

He has a 27-year track record in the financial sector, the last 21 years in Business and Government Banking at BBVA Bancomer as Director of Divisional Business, Divisional Promotion Director, Office Director and Subdirector of the Credit Recovery Department
among others.

LUCIANO DE LA TORRE VEGA

Associate Director

Electric Mechanical Engineering by UNAM and Business Administration Bachelor’s Degree by UVM. Coursed a Major Degree in Corporate Risks and Finances by IPADE and several
Leadership diplomas by ITESM. 34 years of experience. Worked for 34 years developing functions as Divisional Director of PyME Banking, Promotion Director of Business Banking, Zone Director of Commercial Banking and Credit Risk Advisor among many others.

KARIM ARLETTE VARON PATIÑO

Associate Director

Studied Business Administration at UNITEC, Master’s Degree in Finance by ITAM and Business Administration at ITESM.
Worked for 22 years in the Commercial Banking department, Business Banking and Risk Department at BBVA Bancomer.
Extensive experience in evaluation, risk analysis and approval of bilateral loans, unions, and structured, as well as preparation of risk proposals and Financial Programs.

ERIKA HERNANDEZ RODRIGUEZ

Associate Director
Bachelor Degree in Accounting, at Escuela Superior de Comercio y Administración, Diploma in Finance at Facultad de Contaduría y Administración, Certified in Financial Project Evaluation at Western Town College, Toronto, Canada.

Worked for 12 years at BBVA Bancomer, 10 years of experience in historical and projected financial information elaboration and analysis for decision making by the Direction and
presentations to the Administration Council.

LORENA GARCÍA VELÁZQUEZ

Director
Bachelor Degree in Tourism Business Administration by UNITEC and Master’s Degree in
Financial Administration by UNAM. Various diploma courses in Marketing, Finance and Real Estate Business Administration by ITAM, ITESM, IPADE and OMT.

Worked for 29 years at BBVA Bancomer, being in charge of the Tourism Division of the Institution, was previously Subdirector of Real Estate Financing Products.

MARIA OSORNO VIZCAINO

Office Director in Guadalajara
Bachelor Degree in Accounting by ITESO.
Worked at Bansi in the business department being in charge of serving the Bank’s Councilors, as well as the most important business people in Jalisco, mainly in the Real
Estate department.

Previously, worked at Tandevco Group as Development Director structuring tourism projects and supporting them on the selection of contractors.

MA. ESTHER TERRONES MALDONADO

Director
Degree in Food Engineering by Universidad Iberoamericana, Diploma in Corporate Finances at ITAM, Diploma in Investment Projects Evaluation at ITESM and Direccion Program “PDD”
at IPADE.

Worked for 25 years in Banking, the last 19 years at BBVA Bancomer where she held different positions such as Business Banking Director at Yucatán, General Director of the Commercial Support department (leasing), Director at Red Finanzia and Subdirector at Credit Recovery department.

ERIKA MORALES LOBATO

Director
Bachelor Degree in Business Administration at London University. Currently studying a Master’s Degree in Finances.
Worked for 10 years at BBVA Bancomer in Business and Government Banking department mainly holding positions as Office Director and Account Executive. Wide experience in credit structuring and analysis.

ALMA VENEGAS RICO

Director
Bachelor Degree in Accounting at Escuela Superior de Comercio y Administración. A major in Corporate Risks and Finances. 20 years experience at BBVA Bancomer, Accenture México, Heller Financial and Servicios Corporativos en Equipamiento (Leasing).

Worked for 10 years at BBVA Bancomer, responsible for Business Banking in Napolés Office, Division Promoter, Director and Advisor in the Business Risks department. With experience in evaluation and structuring of projects with structured and union Credit.

RAFAEL ALATRISTE MARTIN

Southeast Office Director
Bachelor’s Degree in Industrial Relations by Anahuac University. Worked for 17 years at BBVA Bancomer at Business Banking department as Insurance and Risks Manager, Sales
Training, Division Promotion Advisor and mainly holding the position as Business Banking Director in Playa del Carmen Riviera Maya. Wide experience in sales and Tourism sector.

MAURICIO DIAZ CERVANTES

Legal Director

Bachelor Degree in Law by Universidad Panamericana and a Master’s Degree in Administration and Finances (MBA) by IPADE.

Has been working for more than 20 years in the Real Estate, Commercial and Tourism Projects Legal Corporate, Development, Integration and Financing department with some of the most renowned Legal Firms and also representing National and International Investment Funds.

GERARDO CORONA GONZÁLEZ

Associate Tourism Sector
Cuenta con una trayectoria de 26 años como funcionario dentro de la Banca de Desarrollo del Gobierno de México, donde trabajó en unidades estratégicas de negocio, productos financieros, importaciones de bienes de capital, análisis de riesgos y recuperación de cartera y participó en la estructuración de financiamiento a proyectos productivos de comercio exterior. Es Licenciado en Relaciones Internacionales por la Universidad Nacional Autónoma de México.

Como Director de Financiamiento al Sector Turismo en el Banco Nacional de Comercio Exterior (Bancomext) desarrolló y puso en marcha una estrategia para coordinar apoyos financieros al sector turismo, logrando posicionar a Bancomext como la principal entidad financiera para desarrollar la construcción y modernización de la infraestructura hotelera y proyectos turísticos del país.

En 2016 fue nombrado Subsecretario de Innovación y Desarrollo Turístico en la Secretaría de Turismo, donde contribuyó a la estructuración de proyectos para los recursos asignados al sector, liderando una reingeniería de las reglas de operación de la Secretaría. Asimismo, implementó productos financieros para potenciar el financiamiento a la cadena de valor del sector, bajo la estrategia “Conéctate al Turismo”; y en alianza con VISA desarrolló acciones con el fin de fomentar la bancarización y formalidad de las MIPyMES en los Pueblos Mágicos.

Posteriormente, como Director General Adjunto de Relaciones Internacionales e Institucionales en Bancomext, articuló el posicionamiento de la Institución con el sistema financiero nacional e internacional, estableció la vinculación con distintas instancias de gobierno, dependencias y organismos públicos y privados y coordinó la elaboración de estudios e informes para la estrategia institucional.

Durante los últimos tres años, se ha dedicado a la expansión de GC Intelligi, firma propia especializada en la integración de servicios para los principales grupos hoteleros, de viajes y turismo del país como Xcaret, Palace, Lomas Travel (Hoteles Dorado y Nickelodeon en la Riviera Maya) y Le Blanc, entre otros, desde donde ha diseñado soluciones integradas para impulsar proyectos y el desarrollo sostenible de estos, así como proporcionado acompañamiento y asesoría para la obtención de financiamiento de la Banca de Desarrollo Nacional, SOFOMES y la Banca de Desarrollo Multilateral Internacional (IFC).

Está asociado con Asesores de Consejo y Alta Dirección S.C. (ACAD) para dar asesoría en temas de gobierno corporativo y empresas familiares, y es parte de Consejos Directivos y de Administración de diversos grupos hoteleros líderes en el sector, así como de diversas entidades financieras bancarias y no bancarias, con lo que ha logrado abarcar toda la cadena de valor en la obtención de financiamiento.

Ha participado en diversos foros y conferencias del sector financiero y turístico como panelista y asistente invitado entre los que destacan: International Hotel and Investment Forum, ITB Convention, FITUR, The Americas Lodging Investment Summit, World Economic Forum, Hotel Opportunities Latin America, Foro Nacional de Turismo y la Cumbre de Negocios México.